Discovery Medical Aid Plan

By | January 22, 2019

The Discovery Health Medical Scheme is an independent non-profit entity governed by the Medical Schemes Act, and regulated by the Council for Medical Schemes. It is administered by a separate company, Discovery Health (Pty) Ltd, an authorised financial services provider.

Discovery Health Medical Scheme is South Africa’s most-loved medical aid
Discovery Health Medical Scheme gives you complete peace of mind that your healthcare is in good hands at every stage of your health journey. Choose from 23 health plan options designed to suit your individual health and financial needs.

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There is no overall limit for hospital cover on any of the Discovery Health Medical Scheme plans. You can go to any private hospital on most plans.

Chronic Illness Benefit (CIB) 

All our plans cover approved medicine for the Prescribed Minimum Benefit Chronic Disease List conditions. Certain plans cover additional conditions


Screening & prevention 

Screening and prevention benefits cover vital tests to detect early warning signs of serious illness.

Above Threshold Benefit (ATB) 

Certain plans have an Above Threshold Benefit (ATB) that gives you further day-to-day cover once you have reached your Annual Threshold.

Day-to-day Extender Benefit (DEB) 

On selected plans, when you have spent your annual Medical Savings Account (MSA) allocation, the Day-to-day Extender Benefit (DEB) extends your day-to-day cover for essential healthcare services in our network.

Maternity Benefit 

You get comprehensive benefits for maternity and early childhood that cover certain healthcare services before and after birth.

Medical Savings Account (MSA) 

On selected plans, we pay your day-to-day medical expenses from the available funds allocated to your Medical Savings Account (MSA). This empowers you to manage your spend.